Terms and Conditions
Welcome to HomeBook (www. homebook. co.in). These Terms and Conditions apply to the use of this website. Please read these terms carefully before using our services.
Introduction
HomeBook is an online platform that provides information on all types of loans by various banks available in India. We don’t make loans; we are not a lender. We act solely as intermediaries that Pikeville KY match users with lenders and never waste your time.
Eligibility
You are to access this website only if you’re at least 18 years old or of legal age in your jurisdiction, and not prohibited by the laws of your community. Access this website only if you accept each provision of the following statements: Need initial content! You further agree to provide true and accurate information in your use of, or for, our Services.
Services Provided
HomeBook may:
- Refer the customer to the partner banks for various products of loans- home, personal loan, business loan, etc.
- Let us connect you with lenders to help ease the loan process.
- Provide information and tips in the loan process.
Note: HomeBook is not a lending institution and does not determine loan approval, interest rates, or loan terms. The decision is entirely at the bank or financial institution’s discretion.
User Responsibilities
If you choose to use HomeBook, you consent that:
- Provide accurate personal and financial information.
- Avoid submitting fraudulent or misleading information.
- And keep in mind that all loan requests, negotiations, and agreements are made directly between you and the lender.
Privacy and Data Use
Your information will be handled as described in our Privacy Policy. By using this website, you consent to the collection, storage, and processing of your data for the purpose of connecting you with lenders.
Disclaimers
- HomeBook is not a source of financial, legal, or investment advice.
- Loaning decisions, including approvals, rates, and terms of loans, are the decision of these independent financial institutions.
- HomeBook shall not be held responsible for any financial losses, liabilities, or legal consequences arising from loan transactions between users and lenders.
Limitation of Liability
The maximum extent permitted by law, HomeBook and its employees/wholesalers exclude you from any liability whatsoever which may also arise out of the use of this website or reliance on it.
Intellectual Property
All content on HomeBook, including text, graphics, logos, and software, is the property of HomeBook or its licensors and is protected under copyright and trademark laws. You may not reproduce, distribute, or use any content without prior written consent.
Changes to Terms
The Company has the right to change, revise, or modify these Terms and Conditions at any given time. Your continued use of this site following any such modification shall be deemed to be your acceptance of the updated terms.
Governing Law
These Terms and Conditions are governed by and interpreted in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts in.