Tax-free countries for NRIs

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Tax-free countries for NRIs

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Tax-free countries for NRIs

If both the applicant and co-applicant’s incomes are considered for the loan, income proofs for both are required as follows.

KYC Documents

1. Photo
2. Pan Card
3. Aadhar card
4. Passport all pages
5. Visa Copy
6. Work Permit/ Permanent Residence/Hakama/Residency Permit
7. Overseas Address proof
8. Overseas Driving License
9. Overseas- Latest Credit Report
10. Higher Qualification certificate

Income Proofs

1.Latest 4 months' pay slips.
2. Latest 6 months' bank statement showing salary credits.
3. NRO/ NRE Account.

Co- Applicant and GPA KYC Documents

If the co-applicant's income is not considered for the loan, the required documents are as follows.
1. Photo
2. Pan card
3. Aadhar card/ Driving License/ Voter card/ Passport/ Property Tax not older than 1 year/Allotment order from employer, NREGA Job card.

Relationship Proof:Aadhar card/ Driving License/ Voter card/ Passport / Marriage certificate or Affidavit

Additional Income proofs

1. Rental income; One-year bank statement showing rental income credited, along with the Rental Agreement or Lease Agreement.
2. Interest form banks/NBFCs: Fixed Deposit (FD) certificate and a one-year bank statement showing interest credited.