Professionals

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Homeloan

Professionals

If both the applicant and co-applicant’s incomes are considered for the loan, income proofs for both are required as follows.

KYC Documents
1. Photo
2. Pan card
3. Aadhar card/Driving License/Voter card/Passport/Property Tax not older than 1 year/Allotment order from employer, NREGA Job card
Entity Proof and Income proofs
1. Business profile on letter head
2. Professional Certificate- (Doctor, Lawyer, CA, Architecture, CE, Company Secretary)
3. Udyam certificate/ Laboure License/GST Certificate
4. GST Returns for the past 1 year- (if you have a GST certificate)
5. Income Tax Returns for the past 2 years
• Computation
• Profit & Loss A/c -(P&L)
• Balance sheet
• Audit Report with CA’s attestation
6. Form-26AS for the past 2 years.
7. Latest one-year bank statement for the savings account. or
8. Latest one-year bank statement for the current account
Co-Applicant KYC Documents
If the co-applicant's income is not considered for the loan, the required documents are as follows.
1. Photo
2. Pan card
3. Aadhar card/Driving License/Voter card/Passport/Property Tax not older than 1 year/Allotment order from employer, NREGA Job card.

Relationship Proof: Aadhar card/ Driving License/ Voter card/ Passport / Marriage certificate or Affidavit
Additional Income proofs
1. Rental income; One-year bank statement showing rental income credited, along with the Rental Agreement or Lease Agreement.
2. Interest form banks/NBFCs: Fixed Deposit (FD) certificate and a one-year bank statement showing interest credited.

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